Kiotapay

The Trusted Financial Backbone for Africa's Ambitious Businesses.

We deliver intelligent, seamless financial tools to streamline operations, control spend, and unlock growth. One Platform. Every Payment Flow.

Trusted by leading African companies.

Food And Us
Traco
Marginpar
Ashut Plastics
Lewa Wilderness
Lukenya Getaway
Neema Hospital
Food And Us
Traco
Marginpar
Ashut Plastics
Lewa Wilderness
Lukenya Getaway
Neema Hospital
Food And Us
Traco
Marginpar
Ashut Plastics
Lewa Wilderness
Lukenya Getaway
Neema Hospital
Food And Us
Traco
Marginpar
Ashut Plastics
Lewa Wilderness
Lukenya Getaway
Neema Hospital

Our Products

The Operating System for business finance

Explore the full KiotaPay offering across collections, payouts, spend control, payroll, compliance, vendor workflows, analytics, and integrations.

Spend

Spend Management

Control business spend with detailed reporting, real-time limits, and automated reconciliation.

Collections

Payment Links

Generate shareable payment links and collect through M-Pesa, card, or bank transfer.

Payroll

Payroll Processing

Run payroll accurately with statutory deductions and multi-rail salary payouts.

Payouts

Bulk Disbursements

Pay suppliers, merchants, and teams in batches with one approval workflow.

Integrations

Accounting Sync

Sync transactions and reconciliations with tools like QuickBooks, Xero, and Sage.

Spend

Approval Workflows

Route requests automatically by amount, team, and policy with complete audit history.

Compliance

Tax & VAT Reporting

Track VAT and withholding tax automatically with audit-ready exportable reports.

Intelligence

Real-Time Dashboards

Monitor collections, spend, payroll, and cash movement in one live finance view.

Collections

Invoicing

Coming soon

Create branded invoices, automate reminders, and track statuses from sent to paid.

Success stories

Join the CFOs upgrading their infrastructure.

Hear from businesses that have transformed their operations with Kiotapay.

Payroll has never been easier. Compliance is automatic and our employees love the self-service portal.

LK

Leonard Kinuthia

Accounts Assistant, Benax Solars

"Since we signed up, Kiotapay has completely transformed how we manage operational spend across our property. From petty cash to supplier payments, everything is now structured, visible, and easy to track in real time."

Martin M.
General Manager, Lukenya Getaway
Lukenya Getaway logo

Kiotapay gives us a simple but powerful way to control business spend without the complexity of traditional systems."Field team payments and job-related expenses are now easier to manage, approve, and track in real time.

JA

James A.

Director, Jixels Investment Limited

Payroll has never been easier. Compliance is automatic and our employees love the self-service portal.

LK

Leonard Kinuthia

Accounts Assistant, Benax Solars

"Since we signed up, Kiotapay has completely transformed how we manage operational spend across our property. From petty cash to supplier payments, everything is now structured, visible, and easy to track in real time."

Martin M.
General Manager, Lukenya Getaway
Lukenya Getaway logo

OUR SOLUTIONS

Choose the right solution for your next stage of growth.

Explore KiotaPay’s integrated platform suite for collections, spend management, payroll, and hospitality operations—designed to help teams move faster with confidence.

KIOTAPAY SPEND MANAGEMENT logo

KIOTAPAY SPEND MANAGEMENT

Take Decisive Control of Company Spending

Set spend rules, require approvals, and keep every team budget under control in real time.

  • Set merchant category locks, department budgets, and individual spending limits from one dashboard.

  • Be decisive by requiring manager approval for specific transactions before they occur.

  • Reliable, automatic sync with QuickBooks and Xero, coding transactions with vendor and project tags.

KIOTAPAY HR & PAYROLL logo

KIOTAPAY HR & PAYROLL

Execute Flawless Payroll with Confidence

Run compliant payroll faster with automated deductions and direct payouts to employees.

  • Automatically updated with the latest KRA, NSSF, and NHIF rates and rules.

  • Pay employees directly via integrated bank payout or bulk M-Pesa with instant confirmations.

  • Empower your team to view payslips and apply for leave, reducing HR admin.

KIOTAPAY HOSPITALITY SUITE logo

KIOTAPAY HOSPITALITY SUITE

Pursue the Impossible in Guest Experience.

Manage reservations, front desk, POS, and payments from one connected hospitality dashboard.

  • Real-time inventory management across all booking channels (Website, Booking.com, Airbnb).

  • A seamless journey from tableside ordering to room-charge settlement, all consolidated into one financial report.

KIOTAPAY COLLECTIONS & PAYOUTS logo

KIOTAPAY COLLECTIONS & PAYOUTS

Embed Payments with Speed & Intelligence.

Design and launch collections, subscriptions, escrow, and bulk payouts from one reliable payments stack.

  • One integration for cards, mobile money (M-Pesa, Airtel Money), and bank

  • Seamless integration with existing accounting software.

  • Create secure escrow accounts and trigger mass settlements to facilitate trust at scale.

Why choose Kiotapay?

Kiotapay brings collections, spend controls, payroll, and reconciliations into one intelligent platform so your team can move faster with full financial clarity.

Designed for real-world finance workflows

From setup to daily use, Kiotapay streamlines your financial workflows. Pay, track, control, and reconcile—all from one intelligent interface.

Connected Data, Decisive Decisions

A payment collected via API reflects instantly in your revenue dashboard, while restaurant sales update the general ledger simultaneously to eradicate silos.

Built with the Kiotapay Way

We persevere to solve hard problems so you don’t have to, celebrating your business breakthroughs as our own.

Security as Standard

Enterprise-grade security and regulatory compliance are embedded across all modules.

Complete Flexibility

Customize Kiotapay to fit your business and give you the controls you need with policies, roles, and approval workflows.

Resources

Ideas, insights and updates
from our team

Master spend management, compliance, and financial operations. Learn strategies from leading finance teams on how to reduce costs, accelerate approvals, and maintain control.

News

Beyond the Post-Mortem: Mastering Finance Strategy with Proactive Spend Control

Read more

Join teams across the world in modern finance

Ready to revolutionize your finance management? Take the next step and explore Kiotapay!